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DUNAV OSIGURANJE

 

2-2019

Internet i distribucija osiguranja – internet strane za rangiranje i poređenje osiguranja

Ključne reči: internet strane za rangiranje i poređenje osiguranja, onlajn distribucija osiguranje

 

                                             Apstrakt

    Dok se tržište Srbije još uvek nije suočilo sa fenomenom internet strana za rangiranje i poređenje osiguranja, na razvijenim tržištima ovakve internet strane, i uopšteno govoreći distribucija putem interneta predstavlja najbrže rastući kanal distribucije osiguranja. Ovaj rad posvećen je razmatranju koncepta i načina funkcionisanja ovih internet strana, pravnih nedoumica i praktičnih problema u vezi sa njima, kao i relevantnih preporuka i primera najbolje prakse u regulisanju ovakvih internet strana.

 

LITERATURA (REFERENCES)

Abramovsky, A., Kochenburger P. (2016). Insurance Online: Regulation and Consumer Protection in a Cyber World, in: Marano, P., Rokas, I., Kochenburger, P., (editors):The "Dematerialized" Insurance Distance Selling and Cyber Risks from an International Perspective (117-142). Cham: Springer.

Case C-49/11, Content Services Ltd v Bundesarbeitskammer, ECLI:EU:C:2012:419.

Case E-4/9, Inconsult Anstalt v the Financial Market Authorit (Finanzmarktaufsicht), [2009-2010] EFTA Ct. Rep. 86.
Directive (EU) 2016/97 of the European Parliament and of the Council of 20 January 2016 on insurance distribution.

Directive 2000/31/EC of the European Parliament and of the Council of 8 June 2000 on certain legal aspects of information society services, in particular electronic commerce, in the Internal Market (Directive on electronic commerce).

Directive 2002/92/EC of the European Parliament and of the Council of 9 December 2002 on insurance mediation.
EIOPA. (2014). Report on Good Practices on Comparison Websites, EIOPA-CCPFI-13/100, January 2014.

Financial Conduct Authority. (2014). Price comparison websites inthe general insurance sector, Thematic Review TR14/11, July 2014.

Financial Services Authority (2014). Guidance on the: selling of general insurance policies through price comparison websites, October 2011.

Flanagan, A. (2011). E-Commerce: the regulation of insurance in the age of the internet, in: Burling, J., Lazarus, K., (editors): Research Handbook on International Insurance Law and Regulation (569-602). Cheltenham: Edward Elgar Publishing.

Hsin-Chun W. (2016). E-commerce and Distribution of Insurance Products: A Few Suggestions for an Appropriate Regulatory Infrastructure, in: Marano, P., Rokas, I., Kochenburger, P., (editors): The "Dematerialized" Insurance Distance Selling and Cyber Risks from an International Perspective (39-58). Cham: Springer.

Rokas, I. (2016). European and International Online Distribution of Insurance Products, in: Marano, P., Rokas, I., Kochenburger, P., (editors): The "Dematerialized" Insurance Distance Selling and Cyber Risks from an International Perspective (3-37). Cham: Springer.

Ivančević K. (2013). Primena Direktive o posredovanju u osiguranju i predlozi za njene izmene, u: Marano P., Jovanović S. i Labudović Stanković J. (urednici) u Pravo osiguranja Srbije u tranziciji ka evropskom (EU) pravu osiguranja (232-251). Beograd: Udruženje za pravo osiguranja Srbije.

Marano, P (2016). The EU Regulation on Comparison Websites of Insurance Products, in: Marano, P., Rokas, I., Kochenburger, P., (editors): The "Dematerialized" Insurance Distance Selling and Cyber Risks from an International Perspective (59-84). Cham: Springer.

Nikola Filipović

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