A review of theories on the automobile liability insurance reform and their use in comparative law


Road traffic is a large-scale (social) phenomenon entailing great dangers for those participating in it. Due to these facts it no longer matters who is responsible for the damage, but it is crucial to compensate damages as soon as possible and to mitigate the detrimental consequences of the road traffic accident as fast as possible. In other words, instead of using the term the „aggrieved party”, there should be more thought given to introducing „the victim of road traffic” as a legal term representing the person who has the right to claim compensation for damage suffered in road traffic accidents (even if they were the ones who caused the accident). Therefore, the paper gives a review of various theories based on the concept of the comprehensive protection of car accident victims and discusses the possibilities of their use in comparative law.