Legal expense insurance cover in comparative law

Abstract

The subject of legal expense insurance are various legal expenses incurred by the insured in the course of pursuing their legal interests, i.e. whenever the insured is in need of legal aid. The paper gives a comparative legal analysis of legal expense insurance cover with respect to the following issues: the legal sources of legal expense insurance, thelegal nature of the insurer’s obligations (pecuniary or non-pecuniaryobligation), the extent of legal expenses coverage (attorneys’ fees, court costs, legal expenses of out-of-court counseling and disputes ettlement), covered risk according to legal areas and coverage exclusions.