Legal (Un)Certainty in (the Application of) German Private Accident Insurance Law


When the discussion with lawyers from outside Germany comes to the issue of legal certainty, you often get to hear that in Germany everything is well structured and totally clear: We do not have any problems. And it is true: The legal and judicial system generally work well. But of course in details there are a lot of problems which – in the individual case – have a great impact on the parties of the contract / of a law suit.
To exemplify this the field of Private Accident Insurance Law is very suitable. In the following six selected major problems will be outlined.