The article consists of three parts. I he first part relates to end of validity of one article (out of five) of The Insurance Law regulating criminal offence. The-second part analyzes influence of The Law of Voluntary Pension Funds and Pension Plans on The Insurance Law. Third part deals with The Health Insurance law. On legal solution for volun¬tary insurance in all these laws were nor mutually harmonized the author proposes that in future Recommendation on Improving the Quality of Government Regulation, OECD, March 1995, should be implemented to full extent.