Legal norms grouped into one or more statutory
provisions represent rules for a certain behavior, other
circumstances or properties to which the emergence
of legal consequences is linked. The degree of
importance of some aspect of the relationship equally
determines the level of protection that will be legally
and technically applied. A legal norm constitutes the
content of the provision, while the provision itself (an
article of a law or by-law) is the entire norm or one of its
parts in a given form. In this paper, the author analyzes
the nature of the norms regulating the insurance
contract. It was observed that the legal standardization
of certain aspects of the insurance relationship partially
led to the fragmentation of some legal norms. Th is is
mostly visible in the mandatory components of the life
insurance policy.
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